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Garmin digital traffic service to end in UK

Dear Customer,

Garmin would like to inform you that that the Garmin Digital Traffic service for the United Kingdom will cease to exist as from 30th June 2021 due to the current service provider discontinuing the service. Whilst any compatible Garmin device will continue to receive traffic updates via the RDS-TMC provider after this date, Garmin would recommend users to take advantage of our Live Traffic service to ensure they are receiving the most comprehensive coverage and updated traffic information possible.

https://www.garmin.com/en-GB/traffic/

So app based traffic on a smartphone continues is what I read into the linked article?

Yep

Is that a "Pay us some money or lose it"

It sounds like one if the feeds to the Live Traffic app is disappearing ?
But the Live Traffic feature will still work.

I guess some models of satnav obtain the data directly. The XT can also use the smartphone to harness the data and send it to the XT. That app is free. I have not noticed much change in service - but I dont pay much attention to that anyway. It pops up on the screen now and then, but often eithe Im already in the queue or there is nothing at the place indicated.

Is the digital traffic a subscription service ?